Support at Home Classification 5
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Classification 5 Support at Home
Funded by the Australian Government, the Support at Home program launched on 1 November 2025 to replace Home Care Packages (HCP). Classification 5 offers mid-upper care, supporting health, personal care, home tasks and social activities for independent, confident living at home.
What is Support at Home Classification 5?
Classification 5 is designed for older adults with more complex care needs. If you previously received a higher-level Home Care Package, you have transitioned into a Support at Home classification when the new system took effect on 1 November 2025.
Your needs are assessed independently through the aged care assessment system (formerly known as ACAT or RAS). Based on that assessment, you receive an individual quarterly budget linked to your classification. Within that budget, you can choose the right mix of services to support your goals. Holdsworth helps you understand your options, create a personalised support plan and coordinate the services that best fit your lifestyle.
Classification 5 provides a quarterly budget of approximately $9,924 (approximately $39,697 annually), with 10% set aside for care management. This funding can be used to access:
- Clinical supports (such as nursing and allied health services) – fully funded by government
- Independence support (such as personal care, social support, and transport) – moderate participant contributions
- Everyday living support (such as domestic assistance, meals, and home maintenance) – higher participant contributions
Support at Home with Holdsworth
At Holdsworth, we’re here to help you live confidently and comfortably at home with the right level of support. Our personalised care plans are shaped around your goals and preferences, balancing practical help with health care, social connection and wellbeing support.
With your own dedicated Care Partners advocating on your behalf, you and your loved ones can be confident you’re making the most of your Support at Home Classification 5 funding today and as your needs evolve. At every step, we deliver support with compassion, dignity and respect, with your independence and quality of life always our priority.
Everything you need to know
Classification 5 funding & budgets
Quarterly budget
Under Support at Home, budgets are structured quarterly rather than by a fixed package level. This approach gives people more flexibility and makes it easier to see how funds are tracking across the year. Any unspent funds can roll over, up to $1,000 or 10% of the quarterly amount, whichever is higher, into the next period.
Annual budget
Government funding for Classification 5 is designed to meet mid-upper care needs. Your annual budget includes care management and is distributed across quarterly payments, giving you clear oversight of your available funds throughout the year.
What services are included in Support at Home Classification 5?
Classification 5 Support at Home covers a wide mix of services, grouped into three main categories to support your health, independence and everyday life.
Clinical care:
These are professional health services delivered in your home, helping you manage medical needs without unnecessary hospital visits. They focus on treatment, recovery and ongoing wellbeing.
Nursing visits
Allied health such as physiotherapy, podiatry, dietetics, speech therapy and social work
Independence supports:
Practical assistance that makes daily living safer, giving you confidence at home and ensuring your environment works for you.
Personal care (showering, dressing, grooming)
Domestic assistance (cleaning, laundry, shopping)
Everyday living:
Services that go beyond the basics, helping you maintain comfort, social connection and quality of life. These supports can ease the load on carers and ensure you stay part of your community.
Shopping assistance for seniors and meal delivery
Respite care for carers
The exact services you receive will be guided by your assessment and care plan, making sure your support matches your lifestyle and goals.
What can I use my Support at Home Classification 5 budget for?
Your Classification 5 entitlements can be used for approved services linked to your care plan, such as health care, personal assistance, home modifications, transport and social connection programs.
It cannot be used for everyday expenses like rent, groceries, utility bills, entertainment or services already covered by Medicare or other government programs.
Am I eligible for Classification 5?
You may be eligible for Classification 5 Support at Home if you:
- Are aged 65 or over (50+ for Aboriginal and Torres Strait Islander people)
- Live in Australia and be an Australian citizen or permanent resident.
- Have been assessed as needing mid-upper support with health, daily living or community connection
- Have had an aged care assessment through My Aged Care.
Eligibility is determined by the government’s independent assessment process. Holdsworth can help you prepare for your assessment, understand your Classification 5 entitlements and guide you through each step. Reach out to us for support.
How do I apply for Support at Home?
Getting started with Support at Home is simple, and you don’t have to navigate it alone. Here are the key steps:
- Contact My Aged Care at myagedcare.gov.au or call 1800 200 422 to request an assessment.
- Have your assessment with a trained assessor, who will determine your classification.
- Choose your provider – Holdsworth will help you set up your classification, design your care plan and connect you with the right services.
Reach out to our friendly team for personalised local support.
What fees are associated with Classification 5 Support at Home?
The Government funds most of your support, but you may need to contribute towards costs. This can include:
- A basic daily fee (if applicable)
- An income-tested fee (depending on your circumstances)
- Care management and package management fees
- Agreed extras if you choose additional services
From 1 July 2026, national price caps will apply to ensure fairness and transparency.
What are the other Support at Home classifications?
Support at Home is structured into eight classifications, each matching a different level of care and support:
- Classifications 1–2: light support, with occasional help for simple daily tasks and staying socially connected
- Classifications 3–4: moderate support, offering regular assistance with personal care, domestic tasks and community access
- Classification 5: mid-upper support, providing a balanced mix of health care, home help and social connection
- Classifications 6–7: higher support, with frequent or intensive services that often include ongoing clinical care
- Classification 8: very high or complex support, delivering comprehensive, tailored assistance for people with advanced needs
What if I’m already on a Home Care Package?
If you were already receiving a Home Care Package, you did not lose support. On 1 November 2025, the program was replaced by Support at Home, and you were transitioned to an equivalent classification that matched your previous level of care.
Your funding and services have remained largely the same, but the structure and terminology have changed. Under Support at Home, budgets are allocated quarterly and services are grouped into categories such as clinical supports, independence supports and everyday living. Additionally, 10% of your quarterly budget is set aside for care management activities.
For Holdsworth clients, we are guiding you through this transition, helping you understand your new classification and continue receiving the right mix of support. For personalised advice about your Support at Home classification, reach out to our team for a friendly chat.
Why choose Holdsworth?
At Holdsworth, we believe quality care is about more than just services — it’s about trust, connection and genuine support. With a local focus, dedicated care managers and a commitment to simple, transparent fees, we help you get the most out of your Support at Home Classification 5 funding while feeling valued and cared for every step of the way
“Holdsworth has been so amazing with my father, the people are amazing – caring and patient and fun.” – Maya, Dementia Friendly Woollahra member
If you’re ready to take the first step towards compassionate aged care services at home or want to learn more about how we can support you, contact our friendly team today. We’re always here to assist you or your loved one with our Support at Home services.
